Prime Rewards Checking

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Key Features

Cash Back

Cash Back

Cash Back

ATM Withdrawal Fee Refunds*

Digital Banking

Digital Banking

Debit Card

Debit Card


  • Free checking that pays you back
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Earn up to $9 reward monthly, determined by monthly point-of-sale debit card purchases
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free digital banking, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • E-statements
  • Free Mastercard® debit card
  • $25 minimum deposit to open

Bank your way to rewards.

Enrollments must be in place and the following transactions and activities must post to your Prime Rewards account during each Monthly Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • At least 1 ACH debit or credit posted to the account monthly

Open New Account

Qualifications Information: To earn your rewards just do the following transactions and activities in your Prime Rewards checking account during each Monthly Statement Cycle:

  • Debit cards: 12 point of sale debit card purchases must post & settle to your account per monthly statement cycle
  • e-statements: Be enrolled and receive your monthly account statement electronically
  • ACH Debit or Credit transactions: At least one (1) ACH credit or one (1) ACH debit must post to your account per monthly statement cycle

Monthly Statement Cycle: Your Prime Interest Checking statement cycle begins on the first business day of each month and ends on the last business day of each month.

Cash Rewards:  When your Prime Rewards qualifications are met during a monthly statement cycle, you will receive (1) a cash reward between $1.00 and $9.00, depending on the number of Point of Sale (POS) debit card purchases that post and settle to the account during that monthly statement cycle period. You will receive $1.00 cash reward for twelve posted POS transactions during the monthly statement cycle; $5.00 will be rewarded for thirteen to nineteen posted POS transactions; $7.00 will be rewarded for twenty to twenty-nine posted POS transactions and $9.00 will be rewarded for thirty or more posted POS transactions. A maximum of $9.00 cash reward may be earned per monthly statement cycle; (2) You will receive reimbursements up to $25 for nationwide ATM fees imposed by other financial institutions and incurred during the monthly statement cycle in which you qualified.

Cash reward payments will be credited to your Prime Rewards Checking account during the first week following the end of the statement cycle during which you qualified for the rewards.  ATM fee reimbursements will be credited to your Prime Rewards Checking account on the last day of the statement cycle during which you qualitied for the rewards. Rewards are variable and may change after the account is opened.  No minimum balance is required to earn or to receive the account’s rewards.

When Prime Rewards Checking qualifications are not met, no cash reward payments are made, and ATM fees are not refunded. If you close your account, you will not receive rewards or reimbursements that have not yet been credited to your account.

Limit (1) account per social security number/individual taxpayer identification number.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. 


Make a positive impact on the communities we serve through offering creative solutions.


To be a dynamic organization passionately committed to making tomorrow better than today for our employees, customers, and communities we serve.

Core Values:

  • SERVICE — We honor and give back to our communities and believe it is important for us to be philanthropic, giving of our time, resources and expertise where it is most needed.
  • FLEXIBILITY — We offer dynamic financial products to meet our customers' unique needs.
  • RESPONSIVENESS — We are committed to a timely personal response to our customers.
  • COMMITMENT — Our employees, our customers and our communities are our priority.
  • COMPASSION — We are always there to help our customers and colleagues as they face the inevitable challenges in their lives.